Extra Credit is an institution that has its roots in Lithuania. Operating on the market since 2010, it has been trusted by many clients. As part of lending with this lender, we can count on the amount of PLN 8,000. The time for which we can take a loan is 45 days.

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Extra Credit – Offer details

Extra Credit - Offer details

Extra Credit is a brand owned by a reliable company from the non-bank loans sector Muła polycarfe Sp. z o. o. The company has been conquering foreign markets in Lithuania, Latvia and the Czech Republic since 2010, and has recently been dynamically developing on the Polish consumer finance market. The lender grants loans online for 15, 30, 45 or 65 days with the possibility of extension, and the loan amounts range from PLN 200 to PLN 5,000. However, the first loan can be obtained for up to PLN 1,000 with a symbolic fee of only PLN 10. Extra Credit has also developed a system of rewarding regular customers for paying their liabilities on time. Loyal and responsible customers get a rebate code that can be used for the next loan. It allows you to reduce the cost of payday pay by up to 50%, just enter it in the information when submitting the next application. In addition, reliable repayment of incurred payday loans makes it possible to borrow for higher and higher amounts.

The person applying for a loan will be checked for creditworthiness in registers such as BIG, KRD and ERIF. The lender will not grant payday pay if it turns out to be too much of a burden that may exceed the financial capacity of the borrower.

The credibility, transparent conditions and security of financial services can be confirmed by numerous awards and distinctions that have been granted to the Extra Credit. In 2013, the company obtained the “Reliable Company” certificate, and in 2013 “The company was financially reliable”. Also in 2015, Extra Credit received the “Responsible Lender” certificate from the industry medium Loan-Magazine and began cooperation with the Association of Loan Companies. Whereas 2016 brought the title of “Loan Institution of the Year 2016” for the lender. All these distinctions are a reflection of the lender’s responsible approach to the services rendered. The number of satisfied customers that have trusted polycarfe Plus is constantly growing.

Documents needed for registration

Documents needed for registration

  • ID card
  • Bank account
  • Mobile phone

5 steps to sign up for Extra Credit

  1. Visit the polycarfe.fl website
  2. Use the slider to set the amount you want to borrow and for what period
  3. Fill out the simple registration form step by step and accept the regulations
  4. Transfer the symbolic verification amount in the size of 1 penny to the bank account indicated by the lender
  5. Receive an SMS and email with a temporary password, log in to polycarfe.fl and apply for a loan